Posts Tagged ‘Wilmington’

So once again we’re in the position of being near broke, unstable, and trying to figure out ways to stay entertained all the while getting out of the house!

I am first going to share this link, from the blog, A Sip of the Good Life, she discusses ways to get out and about all the while spending less than $20!  Personally, I prefer to keep things cheaper and if at all possible FREE!

So what do we do?

Well in the lovely city of Wilmington, NC we have several parks right on bus lines and one right within walking distance of our front door – going to these parks is Free so when it’s nice and we don’t have other errands to run we can always go the park!

playground-greenfield-lake-in-wilmington-nc

Closest to us is the historic Greenfield Park – with a playground, an ampitheatre and walking trail that is 5-Miles long Greenfield is a great way to spend an afternoon! Of course they also offer paddle boat and canoe rentals, but you can walk around the entire lake for FREE!

Next if we choose to hop on a bus we can visit either Hugh McCrae Park with several playgrounds and its own walking trail or we can go to Halyburton – which also offers a stunning nature walk!

riverwalk-at-dusk

Image Borrowed from Wilmington, NC Government Page

Then again sometimes we don’t want to venture too too far from home, so we opt to head downtown and cruise the Riverwalk – usually wrapping up our visit with some ice cream from Kilwin’s usually this will cost us somewhere in the neighborhood of $25 for all four of us, but it’s worth every penny!

kilwins

We will also go over to the shopping center where I work, an outdoor mall called Mayfaire Town Center – with a Michael’s, Barnes & Nobles and two dozen other shops and restaurants there’s never a chance to be bored for sure!

Now sometimes the weather doesn’t permit us to venture outside – so we then go inside and wander the mall, grabbing a coffee or a drink from the food court and doing some window shopping.

So then what if we want to remain home?  Simple – we’ll make some pizza and chill at home watching one of our 400+ movies! Its just simply too expensive to go out to the movies these days, thus putting this bit of entertainment out of our fiscal reach!

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For other financial planning advice, visit Personal Capital to enjoy some amazing tools!

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I seriously must have been out of my mind, but we sat down the other night and did forecasted budgets through the end of November to try and make sure we’re capable of paying our mortgage each month – how is it that we’re struggling so much? Once upon a time we used to be able to afford rent/car payment, etc. with no problem – now it seems that we struggle at every single turn….I hate this, thus the reason for this blog, so I can see what we’ve done, where we might need improvement and how we can correct the problems we run into time and time again – I’ve noticed the main string through everything is our extra spending, in other words those debit card transactions done after the budget is done…those are what’s killing us week to week – I think after adding up the last (5) weeks we saw something like $415.00 in extra money spent with only $100 being put back from birthdays (his and mine)…that’s still $315.00.  We narrowed it down even further and found that $132.00 of it was excess groceries above and beyond our $170.00 budget – so we’ve upped the weekly budget for groceries to $200.00 (OUCH!) in hopes to eliminate some of that – if we come in under budget that week the monies will go into my savings box and put back into the checking account at the end of each month.

Alright, with that being said this weeks’ budget is slightly different as I have some extra expenditures that are on this week as back in June I won tickets to see Maroon 5 & Kelly Clarkson in concert in Raleigh.  I am taking my baby girl with me tonight and we’re going to enjoy the concert and then crash in Raleigh for the night vs. trying to drive the 2 hours back to Wilmington.  I am very excited about this! I know the $120.00 I have set aside for our hotel and misc. spending is putting an overall dent in our budget, but I figure anything I don’t spend out of our misc. spending monies I will put back.  I am also taking the extra $40.00 cash for gas and $47.00 cash from our savings box with me, so I may not even touch the $60.00 I have budgeted for Misc. Spending.

Honda Civic Tour Shout Out

So I am running low on time, I am leaving early today so we can make the 2 hour drive and get settled into our hotel before having to head to the Pavilion for tonight’s show, so here goes the budget for the week:

 $456.84 Remaining from W/E 09/01/13  $501.20 Lara W/E 09/01/13 Salary
 $116.50 Amt. Spent  $245.46 Jimmy W/E 09/01/13 Salary
 $340.34 Avail. Starting  $746.66
 $9.78 Sweet Frog  $340.34 Avail. Starting
 $10.56 PetsMart  $746.66 Total Pay
 $17.05 Home Depot  $1,087.00 Avail. For Bills
 $3.20 Party City  $40.00 In From Merrill for Lara’s B-Day
 $7.54 KTC  $1,127.00
 $3.52 Target  $5.17 Adj.
 $10.17 PetsMart  $1,121.83
 $26.56 Wal-Mart
 $5.89 PCJ
 $3.18 PetsMart
 $2.13 Food Lion
 $1.92 Office Max
 $15.00 GS Troop #1327 (Check)
 $116.50

And the overall budget with the breakdown – we’re not sending the money to Citi right away instead I am holding off on sending that until next week when I have a bulk payment to send to them:

 $1,121.83
 $70.00 Brigades Boys & Girls Club
 $1,051.83
 $5.00 OT Solutions
 $1,046.83
 $5.00 Tate & Kirlin, 9/10 Auto-Draft
 $1,041.83
 $170.00 Groceries
 $871.83
 $25.00 Jimmy’s Money
 $846.83
 $25.00 Dinner, 9/6
 $821.83
 $80.00 Gas
 $741.83
 $25.00 Cat & Dog Food
 $716.83
 $59.39 Hotel in Raleigh
 $657.44
 $60.00 Misc. Spending For Lara & Ashley
 $597.44
 $113.19 AT&T
 $484.25
 $350.00 Citi
 $134.25
 $61.14 Amt Spent 9/6-9/8
 $73.11
 $5.00 Cape Fear Peds, 9/17
 $68.11

And with the cash withdrawal:

 $1,121.83
 $70.00 Brigades Boys & Girls Club
 $1,051.83
 $5.00 OT Solutions
 $1,046.83
 $5.00 Tate & Kirlin, 9/10 Auto-Draft
 $1,041.83
 $340.00 Cash for Week
 $701.83
 $59.39 Hotel in Raleigh
 $642.44
 $60.00 Misc. Spending for Lara & Ashley
 $582.44
 $113.19 AT&T
 $469.25
 $350.00 Citi
 $119.25
 $61.14 Amt Spent 9/6 – 9/8
 $58.11
 $5.00 Cape Fear Peds, 9/17
 $53.11

So there’s that and I am off! I’ll be offline until tomorrow, Wed at around noonish when I get home from Raleigh!

Enjoy!