Posts Tagged ‘Vacation’

Well here we are Day 4 of unemployment…

Not overly happy with my current situation, but this week I’ve just tried my best to relax and just unwind some before jumping headfirst into the job search next week…

I’ve registered with NC Works, filed for unemployment, and have gone on one interview at a staffing agency, the rest of the week I’ve spent creating fun and awesome crochet stuff, hitting the gym and sleeping! Hee Hee guess that’s a good way to spend a vacation week, no?

Oh I have also scheduled my COPAT (Corr. Officer Physical Agility Test) with the Dept of Corrections, that’s scheduled for 11/19, giving me ample time to prepare for it.  There’s a lot of physical work I need to put in to get 100% ready for it, my trainer has offered to help me in any way she can, so I am just doing what I can on my own and will incorporate into my workouts what she suggests.

Next week, I jump in full force, taking my turn looking for work in the afternoon, going to the gym, and planning Girl Scout meetings for my Brownies’ badge work, all the while also working on fun crochet stuff – see a theme here?! LOL!!!

Anyhew, tomorrow my severance, bonus, and vacation time payout hit my bank account, so we’ll be living on that money for awhile, next week we also have to go to DSS to submit more paperwork for the kids’ Health Choice and see about bumping up our food stamp monthly allotment from $258/month, to more now we’re down to just two Unemployment Incomes per month instead of one + a salary.

Figured I’d drop in an update…nothing really earth shattering has happened since I walked out of my office for the last time last week…can’t turn my work brain off though…really hoping the replacement is doing what she’s supposed to, and that my poor co-worker they had me cross train isn’t dealing with her too much…will send her an email tonight to say hey and check-in…can’t just shut-off five years…

Also, please remember you can get personalized hand crafted Crochet creations from my Etsy Shop!

Click on the image below to connect over!

Yarn to Afghan Creations (1)

WOW WOW WOW (borrowed from the wonderful Gordon Ramsey) we’ve been busy and therefore absent with the budgets and posts all around…I do apologize though! We went out of town last week (7/26 – 7/30) to visit family in MD and as a result I was unable to keep a budget for our Week Ending 07.21.13 paychecks as we just skimmed by using both our pay and the refund from our down payment to Jeff Gordon ($900) to fund out little vacation!  What I do love about going to MD is that we always have a free place to crash, my parents house, which means a lot of free meals, Thank You Mom & Dad! As they do the grocery shopping and we help with as much of the cooking as we can.   I will say though that it’s always a little strange to go stay with them in the house I grew up in as it doesn’t look a thing like that house anymore (they’ve done a lot of redecorating/rearranging rooms, etc) but it’s homey and serves their needs, which, honestly is perfect! It makes it Mom & Dad’s house and we love it!

My hubby and I did take advantage of having built in babysitters and headed out to a Pool Hall in town to have a quick date to celebrate our Anniversary! While the pool tables were being used when we arrived, within the hour we were set-up with a table and played 4 games of Pool (all of which he royally kicked my arse! LOL!!) Had a couple of beers and braved a torrential down pour to get home! It was very nice to just be us and hang out for a couple of hours just the two of us celebrating our 12th Wedding Anniversary (which was yesterday the 4th ;-))

So while there we visited with my sister, brother-in-law and my brother – enjoying a small BBQ (Despite some rain) to celebrate all of the July/August Birthdays (my sister, brother-in-law, myself, my hubby, and my Mom) and my hubby & I’s 12th Anniversary and then that same evening we headed up the road to my In-Law’s apartment for a quiet evening of a Pizza dinner and hanging out at their place.  The following day we loaded up the cars and headed to the Smithsonian National Zoo! What fun that was!!   If you ever are in DC take a day and stop by the Zoo! We drove there but honestly taking the Metro is just as easy.  We opted to drive so we could pack a picnic lunch instead of buying the overpriced disgusting food they sell in the Zoo Restaurants and those around the Zoo in DC! While admission to the Zoo itself is free parking was $22 for the 3.5 hour we were there! OUCH!

I broke down the costs of everything we spent while in MD – en route to and from MD and I was very surprised honestly!

Our rental car was $382.20 for a Ford Escape for a Week…not terrible, but not wonderful either – I have a VERY BIG Aversion to all things Ford so I was less than pleased with Hertz’s choice of vehicles!

Here’s the breakdown of all expenses while we were there – we spent more on Gas than anything else – 1.5 tanks of gas each way, a fill-up while in MD and then a fill-up before turning it into Hertz on Friday the 2nd (yes I kept the damn thing for a Week, I paid for a week I was keeping it for a week!)

Trip Expenditures
 $37.87 Love’s Country Store – Gas
 $36.33 AirPark BP – Gas
 $23.35 Taco Bell – Dinner
 $22.00 Hard Times Café – Date
 $13.00 Hard Times Café – Date
 $12.00 Hard Times Café – Date
 $8.05 Exxon – J Cigs
 $5.67 McDonald’s – J Snack
 $3.23 KTC
 $1.59 McDonald’s – Drinks
 $37.87 Boston Market – Lunch
 $23.97 McDonald’s – Dinner
 $22.84 Candy World – Candy
 $22.00 FONZ – Zoo Parking
 $5.99 Sodexho – Drink at Zoo
 $3.04 McDonald’s – Drinks
 $41.90 Hasty Mart – Gas
 $21.84 AirPark BP – Gas
 $28.00 Exxon – Gas
 $370.54

All in all not terrible with the Rental Car we spent $752.74, could be a lot worst had we had to pay for a hotel!

Alright so onto why we’re here, the weekly budget, again we’re two weeks post the last one, but not a ton has changed, we were able to hook up with a friend who looked at our Focus while we were out of town and determined that the stall out/shaky idle has been caused by a leak in the Air Intake system – so he replaced the hose for it and is in the process of tracking down a seal instead of replacing the whole system (which would have been $500+) and the grinding brakes was actually a brake pad that had near worn down to the point of being right on the rotor – so he had me purchase a new set of brake pads and he installed those for us late last week.  All in all we’re currently at about $100.00 if not far less for the repairs, we’ve budgeted $275.00 for the repairs in total as he’d told us the final piece for the seal is like a $0.40 piece if he can find one.  He does want my hubby to try and track down ball bearings for the rear tires, we still think that those will fall under our budget as the last one we replaced wasn’t more than $100.00…so I took the $900 ($750 for down payment/repairs + the payment) and put that money back into our general funds and I used it to help pay some bills this week:

 $1,149.45 Remaining from W/E 07/21/13  $411.92 Lara W/E 07/28/13 Salary
 $141.50 Amt. Spent  $257.21 Jimmy W/E 07/28/13 Salary
 $1,007.95 Avail. Starting  $669.13
 $28.00 Exxon – Rental Gas  $1,007.95 Avail. Starting
 $33.50 Exxon – Focus Gas  $669.13 Total Pay
 $80.00 Brigade’s B&G Club  $1,677.08 Avail. For Bills
 $ –
 $141.50

 

 $1,677.08
 $25.00 DB Plumbing
 $1,652.08
 $80.00 Brigades Boys & Girls Club
 $1,572.08
 $382.20 Rental Car
 $1,189.88
 $115.00 AT&T
 $1,074.88
 $5.00 OT Solution
 $1,069.88
 $5.00 CCA
 $1,064.88
 $170.00 Groceries
 $894.88
 $25.00 Jimmy’s Money
 $869.88
 $25.00 Cat & Dog Food
 $844.88
 $25.00 Dinner, 8/2
 $819.88
 $337.00 Credit Acceptance
 $482.88
 $275.00  Repairs for Car
 $207.88
 $100.00 Progress Energy
 $107.88  $107.88
7%  $7.55
 $7.55  $100.33

And because I had to put Gas into the Focus en route to returning the rental truck I didn’t budget for the Gas expenditure (thus the reason there’s two gas transactions listed above) – so here’s the breakdown with the lump sum cash withdrawal:

 $1,677.08
 $25.00 DB Plumbing
 $1,652.08
 $80.00 Brigades Boys & Girls Club
 $1,572.08
 $382.20 Rental Car
 $1,189.88
 $115.00 AT&T
 $1,074.88
 $5.00 OT Solutions
 $1,069.88
 $5.00 CCA
 $1,064.88
 $260.00 Cash for Week
 $804.88
 $337.00 Credit Acceptance
 $467.88
 $275.00 Repairs for Car
 $192.88
 $100.00 Progress Energy
 $92.88
 $7.55 Merrill Transfer
 $85.33

Alright I think I’ve talked enough for this Week! Until next Week!

Man alive am I behind schedule HUGE this week…I should have posted this on Friday but the weekend got away from us, so here we are on Monday.

That being said our Weekly Cash withdrawal wasn’t enough…WHAT?!?!? We went over budget on just about everything except gas, I went to Target on Friday night and spent $15.00 then we turned around and went to Wal-Mart on Saturday afternoon and I spent another $15.00 for dinner Sat night, then we went and did our weekly shopping on Sunday morning and spent $179.00 – so we were $30.00 over budget all around and that left me with $0.00 for my co-pay at the lab this morning.  BUT thankfully because I didn’t see the doctor there wasn’t a co-pay – which is fine with me because UHC would have just sent it back to us in a couple weeks.  We also have the HRA debit card that I could have used to pay for the co-pay as needed, as is I used it to pay for my prescriptions yesterday morning, which was $8.00.  So that left me feeling less than stellar about our finances and I wasn’t all too thrilled about having to make necessary adjustments to the budget this week to accommodate these overages – BUT it would seem that fate had another thought in mind – I went to OT Solutions this morning and what do I see on the ground outside?? What I thought was a $5.00 bill turned out to be a $50.00 bill!! WHAT??!?! I was very happy to see that! We are putting that into the bank today!

Alright so here we go – the hours I worked were considerably less due to the 4th of July and my office being closed for Thurs/Friday that week – yes while I was able to get about 12.0 hrs. those two days, it still hit my paycheck hard and I lost about $70.00 worth of pay…

 $23.03 Remaining from W/E 06/30/13  $449.07 Lara W/E 07/07/13 Salary
 $33.21 Amt. Spent  $360.23 Jimmy W/E 07/07/13 Salary
 $(10.18) Avail. Starting  $809.30
 $0.90 KTC  $(10.18) Avail. Starting
 $1.61 Wal-Mart  $809.30 Total Pay
 $1.00 PetsMart  $799.12 Avail. For Bills
 $1.81 PetsMart  $55.00  Put Back from Ot, Paid in Cash, Cash Found
 $3.99 Amazon.com  $854.12
 $8.13 Incredible Pizza
 $15.77 McDonald’s
 $   –
 $   –
 $33.21

The previous week we had managed to stay out of our checking account, which is amazing! We haven’t had any need to swipe the debit card however that changed as you can see above…because we aren’t actually doing the final budget until today, Monday.  WOW!

I have some other items to discuss regarding this which will be in another post – as we’ve made some goals for ourselves in order to stay on target with our budget and not get so far behind.

Alright here’s the breakdown:

 $854.12
 $25.00 DB Plumbing
 $829.12
 $80.00 Brigades Boys & Girls Club
 $749.12
 $5.00 OT Solutions
 $744.12
 $125.00 AT&T
 $619.12
 $170.00 Groceries
 $449.12
 $25.00 Cat & Dog Food
 $424.12
 $25.00 Dinner, 7/12
 $399.12
 $25.00 Jimmy’s Money
 $374.12
 $40.00 Gas
 $334.12
 $89.00 APM Int’l
 $245.12
 $20.00  L-Co-Pay
 $225.12
 $150.00 Citi
 $75.12  $75.12
7%  $5.26
 $5.26  $69.86

And now with the cash withdrawal:

 $854.12
 $25.00 DB Plumbing
 $829.12
 $80.00 Brigades Boys & Girls Club
 $749.12
 $5.00 OT Solutions
 $744.12
 $125.00 AT&T
 $619.12
 $320.00 Cash for the Week
 $299.12
 $89.00 APM Int’l
 $210.12
 $150.00 Citi
 $60.12
 $5.26 Merrill Transfer
 $54.86

So I am a tad happier with what we have here – I decided to pay some more to the Mortgage vs. the car payment as Citi needs the funds more than Credit Acceptance, so now we’ll spend the money over the next three weeks paying it – as we’re going out of town the Weekend of the 26th to visit family in MD and our budget that week will be vastly different as we need to pay for a rental car, gas, food and entertainment that weekend.  I only wish I had some overtime to help offset some of those expenses.

So I hope everyone has a Good Week!

Our next post will be the goals we’ve set forward for ourselves!