Posts Tagged ‘NC DMV’

Ok so here we are, still passing through each day step by step just trying to get by – so where are we?

Well the Non-Profit is done with our application, the only way they’ll pay it out and close with us is if we come up with 1-months payment, $852.14, as a gap payment.

Then I got a letter from the DMV/State of NC telling me that due to a missed court-date outside of Raleigh in April I have to now pay the past due taxes on Silver, roughly $495.00, or they’ll suspend my license.  I got a ticket for the tags being expired when I went to the Chapel Hill burn center in February, didn’t go to the court-date because the courthouse is 2.5 hrs away and I knew I’d not have it resolved by the time the court-date rolled around.  Then I forgot to call for a continuance – so here I am.  Ugh.

We know I need my license, that’s a given – so now we’re trying to figure out our next steps. I’ve requested paperwork to close the 401K I had through my previous long-term employer, roughly $3,100.00, after taxes/fees we’re looking at about $2,800.00.  So going to use this money to pay both the gap funds and the taxes on Silver.  Then whatever is left will be used to pay our water bill, $245.00.

We’re trying to decide our next steps, my bi-weekly checks are somewhere around $391.00 are not enough to cover all of our bills. So I am still looking for another either full-time or part-time job to help cover the gap.  The State’s stopped by UI funds – and we now have to re-up our food stamps again.  So I am just at my wits ends.

So here we are – losing sleep – possibly losing Silver again – and just trying to figure out how our life is going to pan out in the coming months.

21311837-outlined-light-bulb-character-showing-a-dollar-bill So this week was a long one – and tough on us financially – while I did get some overtime, it  wasn’t enough sadly and we overdid it again in terms of the bills – then again we had (2) two big  bills come in that had to be paid we didn’t plan for – I know sad I don’t plan for the electric bill,  but alas it came in and we needed to pay them almost $200…I am not sure what else to do, our  electric bill is so high that there’s no end in sight.  We unplug all of our small appliances (well  there’s only 2) when we’re not using them, turn off lights when we’re not in a room, have a  ceiling fan in our living room, and don’t run the heat/ac unless it’s extremely cold or extremely hot – we don’t have a dishwasher so we’re not running that all the time – the only things left on consistently are the lamp in the living room, the computer, the light over the stove and sink – BUT they are all switched off at night when we go to sleep or if we leave.  Unless we are going out at night, all lights are turned off when we leave – if we go out in the evening we leave the light on over the stove so we don’t come  home to a completely dark house…yet our electric bill is still so high…don’t get it…so that was $195.00 to be paid.

tagtax At the same time our Vehicle Tax/Registration bill came in from the NC DMV, $65.19, to be  paid in order to get a full tag for our new van – for now we have a temporary sticker on the  tag.  I paid the bill now vs. waiting until almost the deadline – then again the dealership would  not have given me the tag unless I paid the bill right then and there…Ugh if I could roll my  eyes here I would.  While I am happy Bessie now has her tags and is official in the eyes of the state I wish that the bill would have come in a few weeks vs. now…but alas it is what it is…

relocation3

Though the upswing to all of this is that on 3/31 not only did I cross the bridge of my 13-Mos blogging anniversary, we also hit 8-Years since we left the DC Metro area and moved to North Carolina…I still can’t believe it’s been 8 Years.  That day 3/31/2006 was a daunting one, we packed the final items into the truck, loaded up myself, the kids and our two cats into our car with my husband and Dad in the moving truck and off we went, for 9.5 hours we drove south on I-95 then to I-40 East to Wilmington, twas the longest day of my life, but one of the best! Moving here was a difficult decision, not one we came to easily, but it was one that has been for the best!  Coastal living certainly has agreed with us and for that I am very happy! So happy 8th Anniversary to us!

Ok so onto why we’re here, the budget:

 $31.69 Remaining from W/E 03/16/14  $519.45 Lara W/E 03/23/14 Salary, Pay Date 03/28
 $16.00 Amt. Spent  $ 233.96 Jimmy W/E 03/23/14 Salary
 $15.69 Avail. Starting  $753.41
 $15.00 Savings for X-Mas ’14  $15.69 Avail. Starting
 $1.00 Facebook?  $753.41 Total Pay
 $ –  $769.10 Avail. For Bills
 $ –
 $16.00

And the breakdown:

 $769.10
 $195.00 Progress Energy
 $574.10
 $65.19 NC Vehicle Tax
 $508.91
 $70.00 Brigades Boys & Girls Club
 $438.91
 $200.00 Groceries
 $238.91
 $25.00 Dinner, 03/28
 $213.91
 $25.00 Jimmy’s Money
 $188.91
 $60.00 Gas
 $128.91
 $40.00 Cat & Dog Food
 $88.91
 $5.00  CCA, 03/31 Auto-Draft
 $83.91  $83.91
8%  $6.71
 $6.71  $77.20

So there we are – I forecasted out our budget through the end of April and I am sad to say it’s not going to be pretty unless we get some kind of financial gift or something comes through…not happy to say the least.

Still looking for another job, its slow going, but I am looking.

Hope you all have a good week – weekend, it should be lovely here through the weekend, have a few more items I need to get my hands on this weekend before going to Camporee next weekend, I am just hoping for nice weather honestly LOL!!

Lesson Learned here: Pre-Planning can help unknowns and unexpected financial expenditures from happening…good luck with that one!

Images borrowed from:
http://www.123rf.com
http://www.myfox8.com
http://www.martialartsptc.com