Post Car Wreck – Day 3

I should have posted this yesterday, but got very busy and didn’t…apologies…

So here’s where we’re at:

My Dad posted this yesterday:

“Update on our daughters car accident:
She was driving her mother’s car. Mom had let the insurance lapse!
The driver does not have a valid Driver’s License!
State Farm is taking care of the rental car. Yea State Farm!!
Lara has some whiplash pain. Ashley has a concussion. Austin is fine.”

Thanks to everyone for the thoughts, concerns and prayers!”

And in response I added to it:

“Adding to this – State Farm has also cut me a check to cover the cost of replacing the booster seats, should have that in hand in a few days; Car is being picked-up from the Tow Lot this Afternoon and taken to their secure facility for inspection – determination of repairs vs. total loss…being at work is more calming than dealing with all of this sh*t at home! I will also say State Farm is taking care of the price/billing dispute w/Hertz, so YAY on that!”

Last night Hertz called me and we’re switched the contracts over to the Focus off of the Tiquan and State Farm is handling the billing and payment – they are going to void the contract that the airport location put me on and put me on a new contract, the gentleman told me that all of this should be done today…so Thanks Hertz!

State Farm picked up the car from the tow lot yesterday and I am sure it’ll be looked at either today or tomorrow and we should have a solid decision from them by the end of either this week or beginning of next week…the waiting game doesn’t do well for me, I have little patience for waiting, so I am going to try and distract myself with work so I am not just sitting and waiting…that’s the plan.

I did also give a statement to the Medical Billing team and completed some paperwork for them for reimbursement for our injuries, was told we can get up to $1,000/ea for medical – doubt we’ll actually get that much, but hey anything will help cover the cost of paying off the car and possibly getting us into a new one – or even paying the deductible should that be the case.

When there’s more updates I’ll add them!

Saturday, Feb 22, 2014 – A Car Wreck Seems to be my Lot in Life…

Seems dealing with the struggles of my financial life are a constant with us – once we’re settled into a routine, and going about life in our day-to-day manner we are thrown for a literal loop and end up having to deal with something MAJOR – and it seems to happen on the even years, 2011 saw a wreck with this same car at the parking lot of the dealership (minor), 2012 our car was STOLEN, 2013 all was quiet with the exception of some repairs to the car (again minor), and now 2014 this – so not happy here…

Posted this last night to Facebook:

“No gym tonight, got in a pretty bad wreck on my way to pick up my hubby from work – some college kid decided not to give me right of way in an intersection and hit me driver’s side – car is NOT drivable at all, probably will be totaled because its 14yrs old w/149K miles on it…almost paid off, will be in July…”

And then this morning:

“Woke up this morning with some neck & head pain, took two Tylenol, drinking some coffee and hoping it’s just something small associated w/the accident; filed my claim w/State Farm last night, hoping to round-up a rental car tomorrow – in the mean time I need to do some grocery shopping – who wants to take us laters??? Seriously though, Thank-You everyone for your warm words of concern and “are you ok?” in the big scheme of things we’re all ok, no permanent/hospital worthy damage was done; the car is probably a total loss, we’ll find out more once State Farm moves it and inspects it…not how I had planned on spending my refund money, but alas what must be done will be done…”

I will take some pictures of the damage once we go to retrieve our personal items from the car later today – thankfully for me the police determined it was her fault, so her insurance is going to be liable for the wreck and should cover the total loss cost of the car (i.e. paying off the loan, which will be paid in full in July anyways), and everything else entailed with the wreck – but MAN alive it’s going to be a very long process…wish us the best of luck here…

Editing to Add Pictures of the Wreckage: