Posts Tagged ‘APM Int’l’

Oh yeah I am very excited with how our budget played out!  In the end we only spent $2.00 – oh YEAH $2.00 from our checking account from the time of last week’s budget until Pay Day on Friday the 11th! WHAT?!?!?! Sadly though hubby had to make some purchases Friday to get himself home/lunch, and those are going to show below, but we were able to stay out of the account! I am very excited about this!!

And, I finally took home to cash box to empty out and we had $52.64 in it! WHAT?!?! Yup! Roughly $15.00 of that was change, but hey I can’t reasonably fuss!  So when I added the change to what we already had at home; took that to a Coin Star machine and dumped it in we had $44.90 in change overall! HOLY FRIGGIN CROW! If ya’ll could have seen Austin’s face when he saw the number on the screen it was truly truly priceless LOL!!! Combine that with the cash we had I was looking at about $85.00! So off we went, picked my daughter up from a friends house and then over to Party City to get Costumes, and drumroll please…total cost for both $47.01 – next we hit my hubby’s work to visit with him and apparently the customer he was helping came in and paid him for the last two weeks’ work, adding $20.00 to my pocket cash on hand, made it about $65.00, roughly I didn’t count it right there in the store.  So off to Target we went to get some minor accessories for the kids’ costumes and a pumpkin carving kit, $21.02 there and BAM! Costumes are done for less than $60.00! BAM BAM BAM! I’ll take that! Pumpkins are next, coming this weekend! The kids are very excited to say the least!

All of the above happened after our trip to the salon (Ashley & I) and grocery shopping w/Gas we were well under budget on everything this weekend! So I am holding the cash until we purchase pumpkins and some socks for James and what’s left will go back into savings for Christmas!  That’s next on my ‘to do’ list, figuring out how much we’ll need for Christmas…fun right?!?! Jimmy & I need to sit down and figure that out.

Alright here we go, time is running low so I am going to put this out real quick before I have to head home for the day:

 $35.44 Remaining from W/E 09/08/13  $504.83 Lara W/E 10/06/13 Salary, Pay Date 10/11
 $18.20 Amt. Spent  $241.95 Jimmy W/E 10/06/13 Salary
 $17.24 Avail. Starting  $746.78
 $1.92 Office Max  $17.24 Avail. Starting
 $0.31 KTC  $746.78 Total Pay
 $6.00 PetsMart  $764.02 Avail. For Bills
 $5.77 Cigarette City  $2.73 Adj.
 $3.20 Dollar Tree  $761.29
 $1.00 PetsMart
 $18.20

i actually cancelled Austin’s appointment at OT on Monday as their insurance is still up in the air, Jimmy went back to DSS yesterday and submitted everything, our case worker told him she THINKS their insurance is still active through the end of Oct. but even still with the new pay stubs and our daycare costs being accounted for we re-qualify w/the annual deductible of $100.00, $50.00/child; So I am hopeful it goes through this time! Austin needs his Concerta filled ASAP! (no he’s not medicated, he’s been using some of Ashley’s old dosage in place of his own…I know we’re not supposed to do that, but I can’t send him to school un-medicated)

 $761.29
 $70.00 Brigades Boys & Girls Club
 $691.29
 $   – OT Solutions
 $691.29
 $200.00 Groceries
 $491.29
 $25.00 Jimmy’s Money
 $466.29
 $30.00 Dinner, 9/13
 $436.29
 $40.00 Gas
 $396.29
 $25.00 Cat & Dog Food
 $371.29
 $5.00 CCA, 10/14 Auto Draft
 $366.29
 $89.00 APM Int’l, 10/15 Auto-Draft
 $277.29
 $110.00 AT&T
 $167.29
 $111.00 Great Lakes
 $56.29
 $30.00 L&Ashley Haircuts
 $26.29  $26.29
7%  $1.84
 $1.84  $24.45

I budgeted just a tad, $5.00, more for dinner Friday night because we all were getting bored of Pizza so we opted to eat at the food court at the mall and it costs just a little more than the normal $25.00 we spend for Pizza, overall I believe it was something like $28-$29.  Ashley & I’s haircuts came in right at $30.00, so we’re all set for that for the next couple of months.

What I do wish was that my Great Lakes payment remained the $48.00 it was previously…guess the US Gov’t thinks I can afford more…UGH

 $761.29
 $70.00 Brigades Boys & Girls Club
 $691.29
 $  – OT Solutions
 $691.29
 $360.00 Cash for Week
 $331.29
 $5.00 CCA, 10/14 Auto Draft
 $326.29
 $89.00 APM Int’l, 10/15 Auto-Draft
 $237.29
 $110.00  AT&T
 $127.29
 $111.00 Great Lakes
 $16.29
 $1.84 Merrill Transfer
 $14.45

So that’s that! I am off, it’s quitting time! I will see ya’ll tomorrow!

My Goodness did we WAY Over Do it last Week in Terms of Misc. Spending…literally taking a HUGE chunk out of our would be bill paying funds…ugh ugh ugh…thankfully this week we’ve managed to cut that off and not spend way too much like we did…It hurts it really hurts when I look at these numbers – it’s no wonder we can’t pay our bills, just look:

 $114.25 Remaining from W/E 09/01/13  $428.45 Lara W/E 09/08/13 Salary, Pay Date 9/13
 $74.95 Amt. Spent  $331.36 Jimmy W/E 09/08/13 Salary
 $39.30 Avail. Starting  $759.81
 $15.00 GS Troop #1327  $39.30 Avail. Starting
 $3.83 Target  $759.81 Total Pay
 $2.03 KTC  $799.11 Avail. For Bills
 $12.84 Clothes Mentor  $365.00 In From Savings for Citi
 $8.54 Hobby Lobby  $1,164.11
 $6.42 Starbucks
 $12.51 Brownie Stuff
 $4.38 Target
 $7.57 Best Western, Tax
 $1.83 Unaccounted For Spending
 $74.95

You see where we went overboard? It would seem a bunch of somewhat smaller transactions added up relatively quickly! The trip to Clothes Mentor for a top to wear to the concert, $12.84, a trip to Hobby Lobby, $8.54 and a treat of Starbucks, $6.42 along with getting Ashley’s Brownie tab, Flag Patch and GS Emblem for her Sash added up quickly – these are items I probably could have budgeted for elsewhere but failed to and now we’re dealing with the consequences…OUCH!

We just got our Water bill yesterday, $210.00 for TWO (2) Months USAGE!!! WTF?!?!?! It’s not like we use a ton of water…oh wait, yeah Ashley likes to take LONG Showers…well those are stopping effective immediately – we’ve curbed that.

Also our electric bill was $276.73, with a past due balance of $113.47 due by 09/30/13 – OUCH again! Thankfully it’s starting to cool off some…the temp might spike again…but for now it’s cooler and we’re not running our AC.  In fact last night we slept with the windows open because it was so cool (I prefer it cold when I sleep, if I am hot I can’t sleep)! So yeah for Fall Weather!

Alright so where are we now that we’re on the back end of our stupidity?? Well I’ve upped the grocery budget to $200.00/week, which left us with $49.00 after we were done shopping Saturday morning – so $22.00 of that went towards new sheets for Ashley (hers were infested with bed bug remnants and eggs – a battle we’ve been fighting for a looong time now) – we had to completely clean and treat her bed Friday night to rid it of all remaining bed bug adults, eggs and larvae – ICK!  And the remaining $27.00 went towards the kids’ rewards for being ready on time last week and the week before (2.00) and then I made a Harris Teeter run last night to the tune of $20.00 leaving me with $5.00 cash for the savings jar!  Not too bad…I was able to make an unexpected purchase and still have funds remaining! YEAH!  That made  me happy and it kept us out of the checking account!

So here we go, this weeks budget – I only sent a portion of the Mortgage payment to Citi, we sent them $625.00 leaving a balance due of $499.00 to be paid at a later date to complete Septembers payment and the late fees, leaving us with Pennies for this week remaining, but I pulled in $15.00 from the Merrill Account just in case, if we don’t use it I’ll put it back…it’s Wednesday and we haven’t touched it, so I say we’re doing good:

 $1,164.11
 $70.00 Brigades Boys & Girls Club
 $1,094.11
 $5.00 OT Solutions
 $1,089.11
 $200.00 Groceries
 $889.11
 $25.00 Jimmy’s Money
 $864.11
 $25.00 Dinner, 9/13
 $839.11
 $40.00 Gas
 $799.11
 $25.00 Cat & Dog Food
 $774.11
 $89.00 APM Int’l, 9/15 Auto-Draft
 $685.11
 $5.00 CCA
 $680.11
 $625.00 Citi
 $55.11
 $15.00 Girl Scouts
 $40.11
 $5.00 Cape Fear Peds, 09/17
 $35.11

And with our Cash withdrawal:

 $1,164.11
 $70.00 Brigades Boys & Girls Club
 $1,094.11
 $5.00 OT Solutions
 $1,089.11
 $320.00 Cash for Week
 $769.11
 $89.00 APM Int’l, 9/15 Auto-Draft
 $680.11
 $5.00 CCA
 $675.11
 $625.00 Citi
 $50.11
 $15.00 Girl Scouts
 $35.11
 $5.00 CF Peds
 $30.11

So that’s that! I know I got long-winded and I apologize! TTFN until next Week!