Archive for the ‘Life’ Category

So once again we’re in the position of being near broke, unstable, and trying to figure out ways to stay entertained all the while getting out of the house!

I am first going to share this link, from the blog, A Sip of the Good Life, she discusses ways to get out and about all the while spending less than $20!  Personally, I prefer to keep things cheaper and if at all possible FREE!

So what do we do?

Well in the lovely city of Wilmington, NC we have several parks right on bus lines and one right within walking distance of our front door – going to these parks is Free so when it’s nice and we don’t have other errands to run we can always go the park!

playground-greenfield-lake-in-wilmington-nc

Closest to us is the historic Greenfield Park – with a playground, an ampitheatre and walking trail that is 5-Miles long Greenfield is a great way to spend an afternoon! Of course they also offer paddle boat and canoe rentals, but you can walk around the entire lake for FREE!

Next if we choose to hop on a bus we can visit either Hugh McCrae Park with several playgrounds and its own walking trail or we can go to Halyburton – which also offers a stunning nature walk!

riverwalk-at-dusk

Image Borrowed from Wilmington, NC Government Page

Then again sometimes we don’t want to venture too too far from home, so we opt to head downtown and cruise the Riverwalk – usually wrapping up our visit with some ice cream from Kilwin’s usually this will cost us somewhere in the neighborhood of $25 for all four of us, but it’s worth every penny!

kilwins

We will also go over to the shopping center where I work, an outdoor mall called Mayfaire Town Center – with a Michael’s, Barnes & Nobles and two dozen other shops and restaurants there’s never a chance to be bored for sure!

Now sometimes the weather doesn’t permit us to venture outside – so we then go inside and wander the mall, grabbing a coffee or a drink from the food court and doing some window shopping.

So then what if we want to remain home?  Simple – we’ll make some pizza and chill at home watching one of our 400+ movies! Its just simply too expensive to go out to the movies these days, thus putting this bit of entertainment out of our fiscal reach!

************

For other financial planning advice, visit Personal Capital to enjoy some amazing tools!

Advertisements

I am exhausted!

I have found that riding the bus everyday to and from work makes my days three hours longer than the work-day itself.

Example:

I have to be at work by 9:45 am – I have to leave the house by 7am to catch my 1st bus at 7:20 am, then a connector at 8:00 am arriving at the shopping center where I work around 8:45 am – if i leave at 8:00 to catch the 8:20 am bus I risk the connector being late and thus in turn being late for work (the buses here are NOTORIOUS for being unreliable and consistently OFF schedule)…so instead I get there early – sometimes I go to the break room of my store and hang-out other times I’ll head to Starbucks and borrow their internet while having another cup of coffee.

Then when I get off work at 6:15 like I did today, I caught my 1st bus at 6:45 and the connector at 7:15 getting dropped off around 7:35 and home around 7:45 – talk about a SUPER long day.

I am both mentally and physically exhausted.

Last paycheck I wasn’t able to put aside any money, I actually had to pull funds from a savings account to cover our financials for the two week period – still getting used to this bi-weekly pay schedule.  I did send $200 to Progress Energy for our electric bill and had some other items auto-draft.  I also cancelled my Personal Training contract and put a timeline stay on my gym membership (which will continue to draft) in an effort to save some money.

Anyhew – we’ll get there, hopefully sooner rather than later.

I am rambling – can you tell I have a LOT Of mental downtime on the bus?

Today it finally happened – Silver was repo’d – we’re back to square one – no vehicle – no transportation, no nothing.

We’ve been down this road before – once many years ago our Pontiac Vibe was Repo’d and we went five months without a vehicle – it was difficult and we had a very hard time finding work due to the lack of reliable transportation.  So now we’re trying to figure things out, slowly.  We’ve outlined a plan using my last two checks as a basis for the budget so we can ensure we have funds every month with some leftover for saving for a new vehicle.  We’re looking for something decent – and something we can pay cash for – last time we had a group helping us – this time we’re on our own.

I have also dictated to my husband that now we’re out of a vehicle we need to talk about replacing our washer/dryer so we can run laundry.  Ugh.

It’s become so overwhelming in the last couple of weeks – and its finally come to a head….

Wish us luck!

Ok so here we are, still passing through each day step by step just trying to get by – so where are we?

Well the Non-Profit is done with our application, the only way they’ll pay it out and close with us is if we come up with 1-months payment, $852.14, as a gap payment.

Then I got a letter from the DMV/State of NC telling me that due to a missed court-date outside of Raleigh in April I have to now pay the past due taxes on Silver, roughly $495.00, or they’ll suspend my license.  I got a ticket for the tags being expired when I went to the Chapel Hill burn center in February, didn’t go to the court-date because the courthouse is 2.5 hrs away and I knew I’d not have it resolved by the time the court-date rolled around.  Then I forgot to call for a continuance – so here I am.  Ugh.

We know I need my license, that’s a given – so now we’re trying to figure out our next steps. I’ve requested paperwork to close the 401K I had through my previous long-term employer, roughly $3,100.00, after taxes/fees we’re looking at about $2,800.00.  So going to use this money to pay both the gap funds and the taxes on Silver.  Then whatever is left will be used to pay our water bill, $245.00.

We’re trying to decide our next steps, my bi-weekly checks are somewhere around $391.00 are not enough to cover all of our bills. So I am still looking for another either full-time or part-time job to help cover the gap.  The State’s stopped by UI funds – and we now have to re-up our food stamps again.  So I am just at my wits ends.

So here we are – losing sleep – possibly losing Silver again – and just trying to figure out how our life is going to pan out in the coming months.

I put this on Facebook just a few minutes ago

“Severance Letter coming today…this is really happening…ugh I don’t know why but I was kind of hoping my company would realize the error of their ways and ditch this chick who is totally UNFIT for the job and keep me…but alas, not happening…it’s all for the better right?
Let’s just hope we don’t end up homeless and living on the streets with 5-furbabies…that scares me more than anything.”

The amount of fear building up inside of me is insurmountable…I am so worried about what’s going to happen with us, our kids, our furbabies, and everything in between.  With Friday being my last day – and my replacement being completely inept I am just hopeful that there’s a bigger reason behind all of this.

My husband hasn’t had an interview or a bite on his resume in a couple of weeks.

I am going to a staffing agency next week…but the likelihood of something coming out of that is nll…my pay scale is a lot higher than what they’d be able to offer me, right now my minimum is $17.00/hr.  And anyone who is hiring for an Admin in my area is going to be offering a minimum of $8.00/hr capping out at $12.00/hr, which with the amount of experience I have is an absolute INSULT! Ugh…

So with that being said…let’s let the anxiety attack happen!

We’re behind on EVERYTHING except Banfield for Sadie, Gold’s Gym, and State Farm which are all on Auto-Draft from our bank account – we’re on shut-off from the electric company, we paid 1/2 of our past due balance for AT&T yesterday, sure CFPUA will be sending us a shut-off notice at some junction too…we have to eat as well…ugh ugh ugh…

ANXIETY

ANXIETY

ANXIETY

Good Morning Kids!

Another day in the trenches here…seriously getting to the point I want to just bail…

Why?

Simple – my replacement hasn’t officially started yet?!? Meaning she’s in office in Tampa BUT her background hasn’t cleared YET and she’s unable to come to site for her training…um WTF??! So I send my boss an email last Friday getting all the pertinent info together, find out her background is still pending and that they’ll need me to stay until 10/9! Um WTF?!?! I told them I’d need to think about it – told HR this morning I’m ok with staying until 10/9 but at that point my obligation to the company ends.  So now my replacement will be here next week for training and I am expected to plaster on a smile and pretend all is right with the world…which we all know is NOT the case!

Then the icing on the cake – boss lady asks me to request my replacement’s access to all of the systems I use…um talk about a SMACK in the face! Ugh…no class I swear! Sent the following the HR this morning:

Good Morning HR Manager –

Just checking in  – Boss Lady’s asked me to stay until 10/9, which I am ok with, not 100% ok, but ok.

Also, I understand the need to get my replacement up and running as soon as possible, but yesterday Kim was asking me to request her accesses to the XX Systems – frankly I feel like that’s a huge slap in the face.  I already am unsure about how I am handling things emotionally, but to do that is just one step too far.

I will say this, 10/9 is my absolute last day.  I don’t feel I owe anything to Company past that point.  I am also telling potential employers my 1st available day will be 10/11, and that’s been a bit of a stretch as is.

Thanks!

She responded that she’d look into it…AND she sent me the info on the career connection people I can talk to about a transition – looked at the website/registered/they are confirming eligibility but it just seems that looking for a job these days is more about how you can out-do your competition vs. who is the best eligible employee for the position…I am NOT one who uses LinkedIn and this place is PUSHING it seriously!  Seriously they want you to list accomplishments on your resume and anyone who is anyone knows Admin’s very RARELY have any serious accomplishments outside of streamlining systems and processes we can list.  So I have ZERO because at every turn my company has fought anything I wanted to suggest, thus NO accomplishments.

I am thinking this transition will be more getting myself out of the Corporate world and into something I want to do vs. need.  If that makes sense, I really am getting sick of sitting at a desk all damn day and reporting to some boss and company who could frankly care less about me a person and an employee…so I’ll be doing some serious thinking over the coming weeks to try and figure out how I can make money, support my clan, and still do what I want.

Can we tell I am feeling really down on myself?!?!

Only uplift in my life right now is that my workouts are rocking! I’ve been able to increase the weight I lift all around and my Crochet stuff has improved vastly…seriously check out some of my recent work here: YarntoAfghanCreations.

Can I go home and hide now?

So here we are, roughly 21-Days until Unemployment begins.

Motivation is seriously waning…I have no desire to actually do my job…and the very idea of training my replacement next week is making me sick.

I’d rather be at home working on any one of the numerous crochet projects I have going on right now than sitting here counting down the minutes until I am unemployed.

It doesn’t help that my co-workers are treating me like some Plague infested Pariah…they won’t talk to me, make eye contact, or even acknowledge I am here unless we cross paths in the hallway…I send them emails and they are ignored…I try to ask questions and I get no response…talk about un-professional.

Can I just duck behind a wall and hide?

Right now I’ve applied to roughly 1-2 jobs a day, I am being very picky about what kinds of jobs I am applying for, finding most of the jobs with either the State or County…you know those jobs you apply for and they go into a database and you never really hear from anyone, yet somehow people get hired…yeah those jobs…not sure who I have to screw or know to get a job in this town, but it’s going to be a very long road to re-employment.

Emotionally I am all over the map, I get excited about going home at night, getting my coffee on board, getting dinner and either parking my butt in my chair with a crochet project or heading to the gym…sad right? Once upon a time I actually liked my job and would be happy to come to work…not anymore, oh gee I wonder why!

Anyhew, that’s where I am with that…my Etsy shop is not overly busy, but I am getting continuous orders through Facebook from friends and family, right now I am working on a baby blanket/hat/surprise for a friend’s upcoming grand baby, and then another friend has ordered two stuffed animals, an Elephant and a Panda Bear.  All the while I have been working on a Crochet-A-Long of Christmas squares with the girls in the Repeat-Crafter-Me Facebook Group.

So If You want to Get Your Own Crochet Creation, Come See me at my Shop! Get ahead of the Christmas Crowds!

Yarn to Afghan Creations (1)