About us, I’ve put the summary in the first post, but to recap

Me: 39 yr old Professional Administrator, Working in the Pharmaceuticals Industry for a an up and coming International Development Company.  I have a BA in Management with a Minor in International Economics from Hood College, graduating in 2000.  I followed this up with an MBA in Marketing from the University of Phoenix in 2007.  Sadly though I cannot put my MBA on my resume because it scares away potential employers.

I also run an Etsy shop selling handmade crochet products, http://www.etsy.com/yarntoafghancreations and online at http://www.yarntoafghancreations.com

Hubby: 39 Yr old Guy taking care of house and home while collecting disability.  We finally have a diagnoses for him and now we are working our way through the management process.

Son: 15 yrs old Freshman at the County’s newest High School. Part of the School’s Marching Band!

Daughter: 13 yr old 7th Grader, 2nd Year Cadette in Girl Scouts and all around bundle of positive energy!

Also living in our home is Sadie, a 4 yr old Pit Mix;  Pickles, 6 yrs old; Sakura, 2 yrs. old; and Lilac aka Mama, age is unknown.

This is us – our life isn’t easy – we live in a relative Tourist spot on the coast of NC, close to three beaches and the Riverfront, we love where we live and have no plans for any major moves anytime soon.  Once upon a time I wanted to move into the wonderful world of publishing, but we ultimately decided that moving was not in our best interest.  So now I am back to square one trying to figure out my “purpose” in life.

What is in the posts to follow is the nitty gritty of our financial life – it’s not easy, in fact its the bane of my existence, but its a necessary evil – I may post a rant or two here and there but for the most part they are discussions of the financial life of a household with (1) full-time salaries, (1) Disability payment, only (1) set of Benefits (for me and hubs, kids are on the state health plan) that is paid hourly and the decisions that come along with it, this is the Lower Middle Class life – we won’t ever be rich we know this, we have no inclinations to be rich – comfortable yes, but never rich.

So follow along – I hope to receive some advice and possibly give some if it comes down to it.

Contact Info:

Twitter: @LaraCGirdler & @ncreadergirl

Email: lwgirdler@email.phoenix.edu


  1. As a fellow reader and librarian I would say there a lots of other things you could go into besides publishing. I would agree that the publishing industry is in major flux and there are now 5 publishing houses instead of 6 due to a recent merger. Have you ever considered getting a job in a public, school or university library? You could work with books all day, and you would be in heaven, trust me. Just a suggestion.

    • ncreadergirl says:

      I actually worked at my school library in College and Loved it! Don’t they generally require a degree in library sciences? I will look into it though! Thanks for the suggestion!

      • They do require a masters in library science if you want to work as a librarian. But lots of the employees don’t have degrees or have degrees in other things. At least that way you wouldn’t have to move to NYC to work in publishing…of course, if that’s your dream don’t let it go, girl!

      • ncreadergirl says:

        I am going to look into trying to work locally if possible that way we don’t have to move to NY or anywhere else…I am going to pursue both avenues – figure if I start in a library I can then move to a publishing house later – stepping ladder…it’s something I hadn’t given much thought to honestly.

      • Not sure if my reply went through or not. Librarians need masters degrees but lots of the other staff don’t have them or any degree at all.

  2. Steve says:

    I really look forward to following your story.

    I hope my presence here encourages you to continue telling your story and reaching for your goals 🙂

    • ncreadergirl says:

      Well Thank-You for stopping by! The telling shall continue, it’s a topic that’s almost taboo among my generation, I am hoping to bridge that and make it not so taboo!

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