About us, I’ve put the summary in the first post, but to recap

Me: 37 yr old Professional Administrator, Working in the Nuclear Industry for a Large Contractor doing Payroll Support – No Benefits, Hourly Pay – No Work = No Pay,   **01.16.16 Update – Working as a Site Administrator for an Electrical Company Working out an Outage at a Mill in an Adjoining County currently making $16.00/hr with OT weekly** I have a BA in Management with a Minor in International Economics from Hood College, graduating in 2000.  I followed this up with an MBA in Marketing from the University of Phoenix in 2007.  Sadly though I cannot put my MBA on my resume and my boss JUST found out about it recently.  I also run an Etsy shop selling handmade crochet products, http://www.etsy.com/yarntoafghancreations and online at http://www.yarntoafghancreations.com

Hubby: 37 Yr old Former Groomer in Training for a Major Pet Retailer, currently a Stay-At-Home Dad taking care of the house and home while I work.  He’s looking for work as we speak.

Son: 13 yrs old 7th Grader at one of the best (in my opinion) middle schools in our county, diagnosed with Oppositional Defiant Disorder (ODD) in 2008/ADHD in 2008, Sensory Processing in 2010 and sees a Social Work Therapist for his Anger/Depression Issues.

Daughter: 11 yrs old, 5th Grader at one of the best Elementary Schools in our County, she was diagnosed with ADHD in 2011 and is whip smart, loves to read, and wants to be a Singer/Actress.

Also living in our home is Nixon – our 11 yr old Rottweiler/German Shepard Mix; Sadie, a 2 yr old Pit Mix;  Cinnamon, Callie and Pickles – 13yrs old, 8 yrs old, and 4yrs old Cats.

This is us – our life isn’t easy – we live in a relative Tourist spot on the coast of NC, close to three beaches and the Riverfront, we love where we live and have no plans for any major moves anytime soon – I am looking to transition into publishing eventually, and yes I know we may have to move, and we will if it comes down to it, but for now I am going to pursue that passion from where we are currently.

What is in the posts to follow is the nitty gritty of our financial life – it’s not easy, in fact its the bane of my existence, but its a necessary evil – I may post a rant or two here and there but for the most part they are discussions of the financial life of a household with (1) full-time salaries, only (1) set of Benefits (for me and hubs, kids are on the state health plan) that is paid hourly and the decisions that come along with it, this is the Lower Middle Class life – we won’t ever be rich we know this, we have no inclinations to be rich – comfortable yes, but never rich.

So follow along – I hope to receive some advice and possibly give some if it comes down to it.

Also come see me on my Journey to My New Life – My path to my possible new life in the Publishing World!

Contact Info:

Twitter: @LaraCGirdler & @ncreadergirl

Email: lwgirdler@email.phoenix.edu


  1. As a fellow reader and librarian I would say there a lots of other things you could go into besides publishing. I would agree that the publishing industry is in major flux and there are now 5 publishing houses instead of 6 due to a recent merger. Have you ever considered getting a job in a public, school or university library? You could work with books all day, and you would be in heaven, trust me. Just a suggestion.

    • ncreadergirl says:

      I actually worked at my school library in College and Loved it! Don’t they generally require a degree in library sciences? I will look into it though! Thanks for the suggestion!

      • They do require a masters in library science if you want to work as a librarian. But lots of the employees don’t have degrees or have degrees in other things. At least that way you wouldn’t have to move to NYC to work in publishing…of course, if that’s your dream don’t let it go, girl!

      • ncreadergirl says:

        I am going to look into trying to work locally if possible that way we don’t have to move to NY or anywhere else…I am going to pursue both avenues – figure if I start in a library I can then move to a publishing house later – stepping ladder…it’s something I hadn’t given much thought to honestly.

      • Not sure if my reply went through or not. Librarians need masters degrees but lots of the other staff don’t have them or any degree at all.

  2. Steve says:

    I really look forward to following your story.

    I hope my presence here encourages you to continue telling your story and reaching for your goals 🙂

    • ncreadergirl says:

      Well Thank-You for stopping by! The telling shall continue, it’s a topic that’s almost taboo among my generation, I am hoping to bridge that and make it not so taboo!

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