Week Ending 11.17.13 Budget…Getting our Bearings Under Us Again

Posted: November 25, 2013 in Budgets, Financial Organization
Tags: , , , , , , , , , ,

*whew* as I look over last week’s numbers I am very happy to know that the overdraft and subsequent fee didn’t impact us too terribly much, we stayed out of the checking account and thus were able to recover once we were paid on Friday the 22nd.  So yes I am very pleased about that…and now we’re looking toward fiscal planning for Christmas.  I booked our rental car on Friday afternoon, 12/22 – 12/28 for a Toyota Rav-4 or similar, that’ll cost us $328.68 – which in all honestly isn’t that terrible, and who knows maybe we’ll get a free upgrade 😉 Hey once can hope right?

XMAS Coin Jar

I did manage to forecast our budget out through our Christmas trip and I am somewhat ok with it – the kids sad to say have figured out that Santa doesn’t exist so they have scaled back their wish lists, also knowing that Grandma & Grandpa from my side have already purchased their gifts…they know that they’ll only be getting something from their Dad’s parents, my Uncle, their Aunt & Uncles and Mom and Dad.  So they’ve scaled them back which I am happy about…so now it’s a matter of budgeting/saving the funds to pay for those gifts/stocking stuffers – in the past we’ve forecasted how much every individuals’ gifts would cost and we budgeted a little each week to pay for them…as of right now I have just over $65.00 saved for Christmas gifts, so I am happy to say that’s 4 Gifts right there! Whoop Whoop!

Slumber Party

And somewhere in the mix we have a BDay Slumber Party for my daughter – we opted for this vs. a traditional party as it’ll be cheaper in the long run…I think we’re over doing it slightly…but it’s what happens when there’s a December birthday!

Alright, so this week I budgeted more for groceries because of Thanksgiving – we’re hosting (2) Baby Boots, aka Marines fresh out of Boot Camp who can’t go home for the holiday, so I purchased slightly more than usual to make sure we have enough to feed our special guests, so I tacked on an extra $50.00 to the grocery budget and surprisingly we were still under budget, I am VERY Happy about that

So here we go:

 $25.34 Remaining from W/E 09/08/13  $514.10 Lara W/E 11/17/13 Salary, Pay Date 11/22
 $30.76 Amt. Spent  $191.62 Jimmy W/E 11/17/13 Salary
 $(5.42) Avail. Starting  $705.72
 $16.86 Walgreen’s  $(5.42) Avail. Starting
 $1.77 PetsMart  $705.72 Total Pay
 $1.53 KTC  $700.30 Avail. For Bills
 $6.21 PCJ  $89.00 Void APM Int’l
 $4.39 Chick Fil-A  $789.30
 $30.76

You’ll notice APM Int’l coming back in from last week – we cancelled my son’s TKD Contract and November would have been the last draft, seems the Do Jang cancelled it early and it never drafted, so it went back into the budget – I sent them a request to stop the drafts and they did, so that got put back into the budget – also below you’ll see I purchased a pair of Athletic shoes – seems my at-home workouts were doing some damage to my ankles, so on Dr’s  orders I went out and bought a good pair of athletic shoes with ankle supports – after wearing them all day yesterday I can safely say I am very happy with them, money very well spent! Nothing like a $100 pair of shoes for $64.18!!

And with the kids being out of School on Wednesday and my hubby being off of work I opted not to have the kids go to the Brigades on Wednesday in an effort to save a little bit of money – and we saved $30.00 for the week on that one – so I put that money back into the Citi Payment!

 $789.30
 $40.00 Brigades Boys & Girls Club
 $749.30
 $250.00 Groceries
 $499.30
 $25.00 Jimmy’s Money
 $474.30
 $25.00 Dinner, 11/22
 $449.30
 $40.00 Gas
 $409.30
 $25.00 Cat & Dog Food
 $384.30
 $5.00 CCA, 11/25 Auto-Draft
 $379.30
 $200.00 Citi.
 $179.30
 $63.44 State Farm, 11/26 Auto-Draft
 $115.86
 $64.18  L-Athletic Shoes
 $51.68
 $16.00  AT&T Bal. Due
 $35.68  $35.68
7%  $2.50
 $2.50  $33.18

And with the lump sum cash withdrawal:

 $789.30
 $40.00 Brigades Boys & Girls Club
 $749.30
 $380.00 Cash for the Week
 $369.30
 $200.00 Citi
 $169.30
 $63.44 State Farm, 11/26 Auto-Draft
 $105.86
 $5.00 CCA, 11/25 Auto-Draft
 $100.86
 $64.18 L-Athletic Shoes
 $36.68
 $16.00 AT&T Bal. Due
 $20.68
 $2.50 Merrill Transfer
 $18.18

So there we are! I hope everyone has a Happy Thanksgiving! We’ll see you all around post-holiday!

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