Week Ending 10.27.13 Budget…It Got Real…

Posted: November 4, 2013 in Budgets, Financial Organization
Tags: , , , , , , , , ,

Seriously a break would be helpful? Why is it this time of year everything goes to sh*t and our finances takes a large plunge down the drain, UGH! This go around it was new tires for the car, a trial Amazon.com Prime Membership I forgot to cancel in time re-routed just about everything I had allocated elsewhere to spend on bills.  The $200 I was going to send to Credit Acceptance and the $115.00 for the Electric bill (which I am hoping beyond hope is still on when I get home tonight)…so we’re pretty much screwed this week…if i could I would just fill this post with the “F” bomb until I  exploded!

I explained what happened with the tires in a previous post, if you missed it, it’s here

Otherwise, here’s the budget – I seriously am going to figure out a way to fix this and get us back on track, I submitted my essay the other day to WritersCash, you can read it here in hopes its accepted and I can begin making money freelance writing, we could really use it!

With that rant over, here’s this weeks’ budget, the money paid to Amazon will be refunded after the pending transaction clears, Thankfully! Then maybe, just maybe I can pay part of the electric bill; I tried to request an extension on their website, but that was a no-go, my hubby tried to call them this morning and all he got was a message saying “all circuits are busy at this time” oh gee I wonder what happened there!

 $126.31 Remaining from W/E 09/08/13  $491.39 Lara W/E 10/27/13 Salary, Pay Date 11/01
 $126.00 Amt. Spent  $223.77 Jimmy W/E 10/27/13 Salary
 $0.31 Avail. Starting  $715.16
 $100.00 DSS  $0.31 Avail. Starting
 $9.44 Harris Teeter  $715.16 Total Pay
 $0.79 KTC  $715.47 Avail. For Bills
 $15.02 Adj.  $50.00 TXFR From Merrill on 10/30, Voided 10/11 Transaction
 $0.75 Kindle Charges  $765.47
 $126.00  $25.00 Re-Deposit of Cash Withdrawn
 $790.47

Ok so let me explain a few things here – the $100 to DSS aka New Hanover County Dept of Soc. Services is the Kids’ NC Health Choice insurance deductible for the year – Thankfully one thing went right and we were re-approved for another year, yes thank-you Brigades you brought our income down enough to qualify us!

The $25.00 put back into our account was that I accounted for dinner @ Incredible’s Friday night and by the time we got there to meet my hubs he’d purchased the pizza with our debit card, so I put those funds back into our account…

So here’s the breakdown:

 $790.47
 $223.07 New Tires
 $567.40
 $70.00 Brigades Boys & Girls Club
 $497.40
 $200.00 Groceries
 $297.40
 $25.00 Jimmy’s Money
 $272.40
 $23.17 Dinner, 9/13
 $249.23
 $40.00 Gas
 $209.23
 $25.00 Cat & Dog Food
 $184.23
 $79.00 Amazon.com Prime Membership
 $105.23  $105.23
0.07  $7.37
 $7.37  $ 97.86

And with the lump sum cash withdrawal:

 $790.47
 $223.07 New Tires
 $567.40
 $70.00 Brigades Boys & Girls Club
 $497.40
 $320.00 Cash for Week
 $177.40
 $79.00 Amazon.com Prime Membership
 $98.40
 $7.37 Merrill Transfer
 $91.03

So here we are, Halloween went well, the kids had a BLAST trick or Treating! We walked around downtown for about two (2) hours before heading to Harris Teeter to get Ashley some cold meds – she felt a little warm to us and was coughing some during trick or treating, though she didn’t let that bring her down, she took off as per usual and had  so much fun!

Here are the kids in their costumes:

Lil Devil

 

Our Little Devil!

Shadow Ninja

 

And our Shadow Ninja!

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Comments
  1. I so empathize with your family. I know you have said before it’s really hard to find work where you live…is there anyway you and your hubby could sort of look casually? You take really nice photos. Maybe practice on other people’s kids and/or pets? Looking at your budget it’s like there’s no wiggle room, which stinks. If your husband could maybe retrain for something vocational and higher paying and/or you could pick up some freelance writing gigs…just trying to think here…

    • ncreadergirl says:

      I am looking for something paying more with benefits and paid time off, I’ve put in one application to writers cash for Freelance writing gigs; my problem with my photography is lack of training; I can “audit” photog classes at the comm. college for like $75/ea, but they are during the day when I’m working – I looked into it several years ago. Jimmy is keeping his ear to the ground of people looking for pet photos where he works so he can make referrals as needed.

      The lack of wiggle room really annoys me to no end!

  2. We recently got extensive maintenance done on the car, which we felt was required after going years without some of the maintenance and it ended up coming to about $470. It wasn’t pretty! But safety first I suppose!

    • ncreadergirl says:

      Your right, I know eventually those tires would have needed replacing, just wish it could have been done in a few months, ya know after Christmas LOL!! But alas the great State said it had to be done now so we can get it inspected & registered – we were already expired so yeah it was a must as well.

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