Week Ending 09.08.13 Budget…Misc. Spending Has Gotten Out of Hand…

Posted: September 18, 2013 in Budgets
Tags: , , , , , , , , , , , , ,

My Goodness did we WAY Over Do it last Week in Terms of Misc. Spending…literally taking a HUGE chunk out of our would be bill paying funds…ugh ugh ugh…thankfully this week we’ve managed to cut that off and not spend way too much like we did…It hurts it really hurts when I look at these numbers – it’s no wonder we can’t pay our bills, just look:

 $114.25 Remaining from W/E 09/01/13  $428.45 Lara W/E 09/08/13 Salary, Pay Date 9/13
 $74.95 Amt. Spent  $331.36 Jimmy W/E 09/08/13 Salary
 $39.30 Avail. Starting  $759.81
 $15.00 GS Troop #1327  $39.30 Avail. Starting
 $3.83 Target  $759.81 Total Pay
 $2.03 KTC  $799.11 Avail. For Bills
 $12.84 Clothes Mentor  $365.00 In From Savings for Citi
 $8.54 Hobby Lobby  $1,164.11
 $6.42 Starbucks
 $12.51 Brownie Stuff
 $4.38 Target
 $7.57 Best Western, Tax
 $1.83 Unaccounted For Spending
 $74.95

You see where we went overboard? It would seem a bunch of somewhat smaller transactions added up relatively quickly! The trip to Clothes Mentor for a top to wear to the concert, $12.84, a trip to Hobby Lobby, $8.54 and a treat of Starbucks, $6.42 along with getting Ashley’s Brownie tab, Flag Patch and GS Emblem for her Sash added up quickly – these are items I probably could have budgeted for elsewhere but failed to and now we’re dealing with the consequences…OUCH!

We just got our Water bill yesterday, $210.00 for TWO (2) Months USAGE!!! WTF?!?!?! It’s not like we use a ton of water…oh wait, yeah Ashley likes to take LONG Showers…well those are stopping effective immediately – we’ve curbed that.

Also our electric bill was $276.73, with a past due balance of $113.47 due by 09/30/13 – OUCH again! Thankfully it’s starting to cool off some…the temp might spike again…but for now it’s cooler and we’re not running our AC.  In fact last night we slept with the windows open because it was so cool (I prefer it cold when I sleep, if I am hot I can’t sleep)! So yeah for Fall Weather!

Alright so where are we now that we’re on the back end of our stupidity?? Well I’ve upped the grocery budget to $200.00/week, which left us with $49.00 after we were done shopping Saturday morning – so $22.00 of that went towards new sheets for Ashley (hers were infested with bed bug remnants and eggs – a battle we’ve been fighting for a looong time now) – we had to completely clean and treat her bed Friday night to rid it of all remaining bed bug adults, eggs and larvae – ICK!  And the remaining $27.00 went towards the kids’ rewards for being ready on time last week and the week before (2.00) and then I made a Harris Teeter run last night to the tune of $20.00 leaving me with $5.00 cash for the savings jar!  Not too bad…I was able to make an unexpected purchase and still have funds remaining! YEAH!  That made  me happy and it kept us out of the checking account!

So here we go, this weeks budget – I only sent a portion of the Mortgage payment to Citi, we sent them $625.00 leaving a balance due of $499.00 to be paid at a later date to complete Septembers payment and the late fees, leaving us with Pennies for this week remaining, but I pulled in $15.00 from the Merrill Account just in case, if we don’t use it I’ll put it back…it’s Wednesday and we haven’t touched it, so I say we’re doing good:

 $1,164.11
 $70.00 Brigades Boys & Girls Club
 $1,094.11
 $5.00 OT Solutions
 $1,089.11
 $200.00 Groceries
 $889.11
 $25.00 Jimmy’s Money
 $864.11
 $25.00 Dinner, 9/13
 $839.11
 $40.00 Gas
 $799.11
 $25.00 Cat & Dog Food
 $774.11
 $89.00 APM Int’l, 9/15 Auto-Draft
 $685.11
 $5.00 CCA
 $680.11
 $625.00 Citi
 $55.11
 $15.00 Girl Scouts
 $40.11
 $5.00 Cape Fear Peds, 09/17
 $35.11

And with our Cash withdrawal:

 $1,164.11
 $70.00 Brigades Boys & Girls Club
 $1,094.11
 $5.00 OT Solutions
 $1,089.11
 $320.00 Cash for Week
 $769.11
 $89.00 APM Int’l, 9/15 Auto-Draft
 $680.11
 $5.00 CCA
 $675.11
 $625.00 Citi
 $50.11
 $15.00 Girl Scouts
 $35.11
 $5.00 CF Peds
 $30.11

So that’s that! I know I got long-winded and I apologize! TTFN until next Week!

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