Not feeling it this week…the budget is strained once again and I am in a place where I wonder what happened to that lovely map I set-up…seems to me that when I do develop stuff like that I am thrown for a loop and items unexpected come up – then again this time it was lack of income to expenses…sorely missing my overtime right now, we really need it as I try my damndest to keep up with the utilities and the mortgage and keeping food on the table…that’s been my biggest struggle…the mortgage is seriously more than we can swing right now and I am just trying to figure out how I can make it all work.  Seriously hoping the restructure comes through soon so we can get situated in a budget and keep it stable and balanced.  That is the hope at least!

The car situation is on hold for now until the mortgage comes through – as I said in my post mid-week last week they requested duplicates of paperwork previously submitted – turns out it was paperwork that was supposed to be sent to us, but our idiot ‘counselor’ never sent it and that was what was holding up the process…go figure…so now we’ve sent in that paperwork and I am waiting on a response from the underwriters, seriously hope we have one this week.  I am very anxious to get to a resolution very soon!

Alright here goes – the budget for the week – we’re actually going to be left with $28 cash from the cash withdrawal and surprisingly we got a check from our health insurance provider refunding the co-pay I paid for my check-in/new patient visit a couple of weeks ago, so that $20.00 was put back into the general funds account and will be used next week…that and another check for $5.00 from LCA (guess it was a payment that drafted before I stopped payments from our account) – so hey an extra $25.00! I’ll take that!

 $45.41 Remaining from W/E 06/16/13  $496.56 Lara W/E 06/23/13 Salary
 $50.32 Amt. Spent  $216.42 Jimmy W/E 06/23/13 Salary
 $(4.91) Avail. Starting  $712.98
 $10.37 Wal-Mart  $(4.91) Avail. Starting
 $9.60 Michaels  $712.98 Total Pay
 $6.13 PetsMart  $708.07 Avail. For Bills
 $2.54 KTC  $5.00  Addt’l Refund from LabCorp
 $6.00 Tommy’s  $713.07
 $15.68 Smithfields  $9.00 Transfer in from Savings
 $50.32  $722.07

While I have wanted in the past to have the ability to go out with my hubby alone more than we do – I will say this – we’ve had two lunch dates this week, which has made me very happy!  We hit Chipotle for lunch on Tuesday and used what leftover cash we had on hand to split a burrito bowl, chips and drinks and then on Friday we went to Smithfields for lunch! We managed to keep the costs under $20.00 both times and I got to have a long-needed date with my hubby! So it can be done, just have to get creative!

 $25.00 DB Plumbing
 $80.00 Brigades Boys & Girls Club
 $5.00 OT Solutions
 $48.00 Great Lakes, Auto Draft 7/3
 $170.00 Groceries
 $25.00 Cat & Dog Food
 $25.00 Dinner, 6/28
 $25.00 Jimmy’s Money
 $40.00 Gas
 $225.00 Citi
 $54.07  $54.07
7%  $3.78
 $3.78  $50.29

We have actually managed to stay out of our checking account this weekend – with the exception of a movie rental yesterday we haven’t spent a dime, which is a good start for the week!  Here’s our budget now with the cash withdrawal – like I said we’re left with $28.00 which is going into the pot to purchase Ashley a new bike and then the next things we’ll  be saving for is some new clothes for my hubby and I then Austin would like a computer game…so we’re using the money to save and purchase needed/wanted items and what’s left will go into the emergency fund.

 $25.00 DB Plumbing
 $80.00 Brigades Boys & Girls Club
 $5.00 OT Solutions
 $48.00 Great Lakes, Auto Draft 7/3
 $300.00 Cash for the Week
 $225.00 CitiMortgage
 $3.78 Merrill Transfer

So that’s all folks! Once we’ve made the purchases we need, we’ll work on re-building the emergency funds account…for now though we continue on the path we’re on!

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