Budget Week Ending 06.16.13…Again Frustrated with the Numbers…

Posted: June 23, 2013 in Budgets, Car Shopping, Finance Companies
Tags: , , , , , , , , , , , ,

It’s another week where it seems like all the funds come in and immediately go back out again – we have a lot of auto-drafts this week which have eaten into all of our funds to carry over into next week…don’t like this one bit…but we have to adapt and move forward.  I’ve paid the 2nd part of the car payment and we’re two weeks ahead on that one, which makes me very happy, but at the same time we’re going to be behind again on the mortgage – sincerly hope Citi gets their sh*t together soon.  The last email I got from them on Wednesday said it would be six (6) days until a final decision, which puts us at about Tuesday next week.  Our counselor called us the next day and when Jimmy went to call him back “conveniently” he wasn’t available…so he asked for his manager and sat on hold for almost a half an hour until he had to leave for work, going to try calling again tomorrow…this is has been the most frustrating process.  UGH! Seriously hoping we can hold onto things this go round and keep our payments on time…once this is done I swear we’re going car shopping so I can get out from under the car.

Speaking of, it’s decided more repairs are needed – now my brakes are squealing sometimes (yup roters – $$$) and they grind like metal on metal sometimes when I apply the brakes (roters again = $$$)…I sincerly don’t want to put funds into the car for repairs, we have the money I just really would prefer to get something that is slightly newer and doesn’t need any repairs almost immediately.

Ok onto the budget for the week…like I said lots of auto-drafts this week:

 $87.24 Remaining from W/E 05/12/13  $ 501.19 Lara W/E 06/16/13 Salary
 $80.00 Amt. Spent  $180.83 Jimmy W/E 06/16/13 Salary
 $7.24 Avail. Starting  $682.02
 $11.48 Wal-Mart  $7.24 Avail. Starting
 $6.40 Hobby Lobby  $682.02 Total Pay
 $5.32 Atlanta Bread  $689.26 Avail. For Bills
 $10.19 Wal-Mart  $50.00 Deposit 6/16 for James’ Father’s Day
 $8.11 PCJ  $739.26
 $3.96 KTC  $20.00 Withdrawn for James
 $5.98 McDonald’s  $719.26
 $1.99 Amazon.com  $40.00 In From Merrill to Cover Short/Prevent OD
 $20.00 NH Medical Group  $759.26
 $6.57 Chick Fil-A
 $80.00

We over did it last week that’s for sure…Father’s day was last Sunday and while Jimmy kept it simple we still spent a small amount on drinks/snacks while cruising Mayfaire, but then another trip to the Dr’s cost me another $20.00 – we have a Medical Savings account we could use to pay these co-pays and for prescriptions – I believe it’s time to check on that account balance and see how much we have available – might help offset some of the expenses we have coming.  I have two appointments and a prescription to pick up – he has I am sure follow-up appointments to check his INR’s and more prescriptions, so yeah that’s on my ‘to do’ list.

Alright here we go:

 $759.26
 $25.00 DB Plumbing
 $734.26
 $80.00 Brigades Boys & Girls Club
 $654.26
 $5.00 OT Solutions
 $649.26
 $7.99 Hulu.com, 6/21 Auto-Draft
 $641.27
 $21.39 Blockbuster.com, 6/23 Aut-Draft
 $619.88
 $5.00 CCA, 6/24 Auto-Draft
 $614.88
 $64.47 State Farm
 $550.41
 $185.00 Credit Accept
 $365.41
 $170.00 Groceries
 $195.41
 $25.00 Cat & Dog Food
 $170.41
 $25.00 Jimmy’s Money
 $145.41
 $25.00 Dinner, 6/21
 $120.41
 $40.00 Gas
 $80.41
 $30.00 Jimmy’s Rem. Father’s Day$
 $50.41

And with the lump sum cash withdrawal:

 $759.26
 $25.00 DB Plumbing
 $734.26
 $80.00 Brigades Boys & Girls Club
 $654.26
 $5.00 OT Solutions
 $649.26
 $7.99 Hulu.com, 6/21 Auto-Draft
 $641.27
 $21.39 Blockbuster.com, 6/23 Aut-Draft
 $619.88
 $5.00 CCA, 6/24 Auto-Draft
 $614.88
 $64.47 State Farm
 $550.41
 $185.00 Credit Acceptance
 $365.41
 $320.00 Cash for the Week
 $45.41

I will say this we came in FAR under budget on both the groceries and gas, so those extra monies were used to purchase some misc. items we needed around the house and I took the kids to lunch at McDonald’s today (a rare treat let me tell you!)…

Well that’s all folks until next week!

Have a Good One and Try to Stay Dry! 😉

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