Week Ending 06.09.13 Budget – I didn’t Even Stick to My Own Map!

Posted: June 18, 2013 in Budgets
Tags: , , , , , , , , , ,

So I go through all of the trouble to create that new budgeting system and I mess up by not pulling the right model for last week – only to realize this yesterday! GAH! It balanced, but now I have to pay the Car payment two weeks in a row vs. the mortgage this Friday, Car Payment next Friday, 2nd Half of Mortgage the following Friday…GAH! This may work out for the best, but we shall see.

Let’s see what happened last week – well for one we spent way more from the non-budgeted monies fund than I would have been comfortable with BUT there’s good reason for it, my hubby FINALLY was able to go to the Drs for a Well check-in/new patient intake appointment and was given some meds to help clear up a cold that might have turned into pneumonia or bronchitis as he has a tendency to get this time of year, so that was a $20.00 co-pay and then $20.22 at Wal-Mart for the meds and fixing for milkshakes (he was told to have 1 a day until he gains 20lbs) both unplanned expenses but nonetheless I was happy the money was in our account to pay those expenses.

The rest of it was general purchases, 1 – a trip to Once Upon a Child for new bathing suits for the kids, 2 – a trip to Books a Million for a summer math workbook for my son and 3 – a trip to AC Moore for yarn for my project blanket I am working on, everything else were our normal small mid-week purchases.

So enjoy, I am hopeful it’s not too painful to review…it wasn’t all that bad honestly for us:

 $196.24 Remaining from W/E 05/12/13  $496.56 Lara W/E 06/02/13 Salary
 $128.36 Amt. Spent  $219.38 Jimmy W/E 06/02/13 Salary
 $67.88 Avail. Starting  $715.94
 $15.18 AC Moore  $67.88 Avail. Starting
 $11.77 Once Upon a Child  $715.94 Total Pay
 $11.03 Office Max  $783.82 Avail. For Bills
 $10.65 Books a Million  $170.12 Depot ($155.12 from UDR Stock Sale/$15.00 Replacement for Office Max Purchase
 $4.74 Lowe’s Foods  $953.94
 $2.99 Amazon.com  $150.00 Transfer to Savings (UDR Stock Sale to Replace $$’s used for June Car Payment)
 $6.29 Target  $803.94
 $5.41 KTC
 $20.00 NH Med. Group
 $20.22 Wal-Mart
 $5.11 PetsMart
 $4.00 Target
 $10.97 McDonald’s
 $128.36

As you can see along with the monies from the sale of my UDR Stock we took $15.00 leftover from the budgeted cash monies of $30.00 for the Letters/Labels/Stamps and put that back into our account – the $11.03 to Office Max was my hubby using his debit card to pay for the letters/labels/stamps I asked him to print (see post from last week’s budget) instead of the cash I gave him – he felt guilty about that but we fixed it! And then I took $150.00 from the UDR stock sale and transferred it over to our savings account to replace part of what we withdrew two weeks ago to make June’s car payment.  That account is back at $735.00 – we still need to get it up to $750.00 before we can go shopping…that to come later.

Alright, the overall budget:

 $803.94
 $25.00 DB Plumbing
 $778.94
 $80.00 Brigades Boys & Girls Club
 $698.94
 $5.00 OT Solutions
 $693.94
 $5.00 Coastal Behavioral, 6/19
 $688.94
 $89.00 AmeriNational, 6/15 Auto-Draft
 $599.94
 $170.00 Groceries
 $429.94 (Actual: $42.92 NF/$142.73 Food = $185.65)
 $ 40.00 Gas
 $389.94
 $25.00 Jimmy’s Money
 $364.94
 $25.00 Dinner, 6/14
 $339.94
 $25.00 Cat & Dog Food
 $314.94
 $185.00 Credit Acceptance
 $129.94
 $20.00  Lara ~ Dr. Co-Pay
 $109.94  $109.94
7%  $7.70
 $7.70  $102.24

As you can see we went $16 over budget on groceries – I attribute some of that to the kids requesting stromboli for lunch on Saturday, the cost for those fixings came somewhere around $13.00 with the addt’l $3 in an air freshener I purchased for our laundry room (stinky cat boxes, ewwww!)

Alright and now with the lump sum cash withdrawal:

 $803.94
 $25.00 DB Plumbing
 $778.94
 $80.00 Brigades Boys & Girls Club
 $698.94
 $5.00 OT Solutions
 $693.94
 $5.00 Coastal Behavioral, 6/19
 $688.94
 $89.00 AmeriNational, 6/15 Auto-Draft
 $599.94
 $320.00 Cash for Week
 $279.94
 $185.00 Credit Acceptance
 $94.94
 $7.70
 $87.24

So that’s that – Father’s Day was kept simple – my hubby opted to just cruise around Mayfaire (outdoor mall type area) and then have cold cut sandwiches for dinner! All in all I spent about $5.00 for drinks & Snacks at Atlanta Bread for Father’s Day – he’d have had my head if I purchased a gift for him.  He hates getting gifts as much as I hate Valentines Day!

Hope everyone celebrating Dad’s Day had a good one!  That’s all for now, see you again on Friday!

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