You know it seems to me that every time I think we’re ok, we get pushed behind…now that’s not to say that we’re 100% behind the eight ball so to speak here, it’s just that we were cruising along ok for awhile, then we get benefits through my husband’s employer and while we’re happy about that, it would be immensely helpful to have that money in our budget each week – I try to deflect by keeping up with the overtime, but that’ll only truly last us through the end of June if we’re lucky then it’ll die down over the summer and pick back up again in the fall die down at Christmas and pick up again in the spring – it’s cyclical with the outage seasons.  That being the case, we have to try and get ahead while we’re getting that extra money, and maintain during the down times, while rough it’s doable.  I just keep telling myself this, that’s what keeps me rolling, that and the possibility of building up the EF Accounts.  With that said I think what we’ve decided to do for now is the take the $115 cash we have and dump it into the Merrill Account – I am going to speak with my previous employer, who is a financial planner, and see if he can make some suggestions on diversifying that money so it begins to make money, instead of staying parked at just Cash.

This weeks budget has me on edge – I am not pleased whatsoever with it, nor am I happy that so much seems to be going out all at once – the car payment you’ll notice is missing, why? Well we’re still holding onto hope that we’ll be able to purchase something new at the start of next month, if not the the funds we have sitting for a down payment will be used to pay the car payment and then we’ll re-organize to rebuild that money back up in hopes we can maybe hold off for awhile and pay down more on our current loan before trying again later this year (that is if the car we have lasts that long…we shall see)…right now it all hinges on Citi’s Decision which we have yet to get…ha that rhymed…I have to follow-up with them today.

Alright so here we go, the budget this week:

 $165.72 Remaining from W/E 04/28/13  $538.89 Lara W/E 05/12/13 Salary
 $51.00 Amt. Spent  $229.50 Jimmy W/E 05/12/13 Salary
 $114.72 Avail. Starting  $768.39
 $8.58 Wal-Mart  $114.72 Avail. Starting
 $7.49 Amazon.com  $768.39 Total Pay
 $6.40 McDonalds  $883.11 Avail. For Bills
 $5.10 WilcoHess
 $5.00 To Ashley’s Savings
 $4.68 KTC
 $6.11 Target
 $3.05 Target
 $4.59 Rite Aid
 $51.00

Ok again first the line-item break down:

 $883.11
 $20.00 DB Plumbing
 $863.11
 $70.00 Brigades Boys & Girls Club
 $793.11
 $5.00 OT Solutions
 $788.11
 $17.00 Savings for Car
 $771.11
 $7.99 Hulu.com, 04/21 Auto-Draft
 $763.12
 $5.00 WHA, 5/22 Auto-Draft
 $758.12
 $5.00 LCA, 5/22 Auto-Draft
 $753.12
 $21.39 Blockbuster, 5/23 Auto-Draft
 $731.73
 $170.00 Groceries
 $561.73
 $ 40.00 Gas
 $521.73
 $25.00 Cat & Dog Food
 $496.73
 $25.00 Jimmy’s Money
 $471.73
 $25.00  Dinner, 5/10
 $446.73
 $90.00  Progress Energy
 $356.73
 $275.00  Citi
 $ 81.73  $81.73
7%  $5.72
 $5.72  $76.01

And now with the lump sum cash withdrawal that seems to be staying pretty consistent week to week – can you tell we’re not doing much in the way of shopping, or other items…that’ll change soon though – the kids will need their summer wardrobes amped up before Summer Camp…that’ll mean shorts, t-shirt, and flip flops for when they are home…should be fun right?

 $883.11
 $20.00 DB Plumbing
 $863.11
 $70.00 Brigades Boys & Girls Club
 $793.11
 $5.00 OT Solutions
 $788.11
 $17.00 Savings for Car
 $771.11
 $7.99 Hulu.com
 $763.12
 $5.00 WHA, 5/22 Auto-Draft
 $758.12
 $5.00 LCA, 5/22 Auto-Draft
 $753.12
 $21.39 Blockbuster, 5/23 Auto-Draft
 $731.73
 $300.00 Cash for Week
 $431.73
 $90.00 Progress Energy
 $341.73
 $275.00 Citi-Mortgage
 $66.73
 $5.72 Merrill Acct
 $61.01

So there we go! The budget for the week!  No real words of wisdom, but some good news – I’ve been asked to Guest Blog on finance for the Adult Rated Blog, and I am totally stoked about that! Can’t wait to do this – has me feeling very flattered!

So enjoy your Weeks and we shall return next week! In the mean time I am going to finish my work day, take the kiddos for our pizza dinner tonight and go hang at the beach tomorrow!

Anyone have any exciting Weekend Plans?

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