Budget Week Ending 03.10.13

Posted: March 9, 2013 in Budgets
Tags:

Ok so this weeks budget was a tad trickier because we received our tax refunds – yes by some miracle we now have them both – Federal and State – the State was in the past has taken several weeks past the Federal to be received – so I wanted to do our budget first without the refunds and then with them, so I first had to figure out how much we’ve spent of the refunds against the actual available monies in our checking account, so that’s what’s here:

 $ 2,557.00 Federal Tax Refund  $ 517.72 Lara W/E 03/03/13 Salary
 $ 685.00 State Tax Refund  $ 178.43 Jimmy W/E 03/03/13 Salary
 $ 3,242.00  $ 696.15
 $ 5.00 Dunkin Donuts  $4,138.55 Avail. In Checking
 $ 15.74 McDonald’s  $3,177.16 Avail of Refund
 $24.18 Wal-Mart  $ 961.39 Avail for Bills
 $10.51 PetsMart
 $9.41 Harris Teeter
 $64.84
 $3,177.16 Remaining of Refund

So then I took that $961.39 and did our Weekly Budget – First with the line item break down and then with just the lump sum cash withdrawal:

 $961.39
 $20.00 DB Plumbing
 $941.39
 $5.00 Tate & Kirlin, Auto-Draft 03/10/13
 $936.39
 $70.00 Brigades Boys & Girls Club
 $866.39
 $5.00 OT Solutions
 $ 861.39
 $5.00 LCA, Auto Draft 03/13/13
 $856.39
 $170.00 Groceries
 $686.39
 $40.00 Gas
 $646.39
 $200.00 Citi
 $446.39
 $200.00 Credit Accept
 $246.39
 $125.00 AT&T
 $121.39
 $25.00 Dinner 03/08
 $96.39
 $20.00 Jimmy’s Cash
 $76.39
 $25.00 Cat & Dog Food
 $51.39  $51.39
 5%  $3.57
 $2.57  $47.82

And now with the lump sum cash withdrawal:

 $  961.39
 $20.00 DB Plumbing
 $941.39
 $5.00 Tate & Kirlin, Auto-Draft 03/10/13
 $936.39
 $70.00 Brigades Boys & Girls Club
 $866.39
 $5.00 OT Solutions
 $861.39
 $5.00 LCA, Auto Draft 03/13/13
 $856.39
 $280.00 Cash for Groceries, Gas, Jimmy’s $ & Pet Food
 $576.39
 $200.00 Citi
 $376.39
 $200.00 Credit Accept
 $176.39
 $125.00 AT&T
 $51.39 51.39
5% 3.57
 $ 2.57 47.82

Alright now to mix things up some – the budget with the tax refunds – I’ve kept it pretty simple – I’ve doubled the Citi Payment and the Payment to Credit Acceptance by abt 1.5 – we want to pay off our back due balance as mentioned earlier today – and I want to do this sooner rather than later:

 $4,158.55
 $20.00 DB Plumbing
 $4,138.55
 $5.00 Tate & Kirlin, Auto-Draft 03/10/13
 $4,133.55
 $70.00 Brigades Boys & Girls Club
 $4,063.55
 $5.00 OT Solutions
 $4,058.55
 $5.00 LCA, Auto Draft 03/13/13
 $4,053.55
 $170.00 Groceries
 $3,883.55
 $40.00 Gas
 $3,843.55
 $400.00 Citi
 $3,443.55
 $500.00 Credit Accept Bal. Due:  $506.30
 $2,943.55
 $125.00 AT&T
 $2,818.55
 $25.00 Dinner, 03/08
 $2,793.55
 $20.00 Jimmy’s Cash
 $2,773.55
 $25.00 Cat & Dog Food
 $2,748.55
 $275.00 Ashley’s Bed
 $2,473.55
 $450.00 Furniture?
 $2,023.55

And now the above with the lump sum Cash Withdrawal:

 $4,158.55
 $20.00 DB Plumbing
 $4,138.55
 $5.00 Tate & Kirlin, Auto-Draft 03/10/13
 $4,133.55
 $70.00 Brigades Boys & Girls Club
 $4,063.55
 $5.00 OT Solutions
 $4,058.55
 $5.00 LCA, Auto Draft 03/13/13
 $4,053.55
 $280.00 Cash for Groceries, Gas, Jimmy’s $ & Pet Food
 $3,773.55
 $400.00 Citi
 $3,373.55
 $500.00 Credit Accept Bal. Due:  $506.30
 $2,873.55
 $125.00 AT&T
 $2,748.55
 $275.00 Ashley’s Bed
 $2,473.55
 $450.00 Furniture?
 $2,023.55

So there it is!

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